Claiming cheque value
Question: I had a cheque from a person that I submitted to the bank, but the bank refused to accept the cheque because it had been issued more than five years ago. I also tried to file a complaint with the police, but they too informed me that it was not possible to open a police case because the legal time-frame to open a case had expired. My question is, does this mean that my right to claim the cheque has been lost? Does the civil law allow a civil suit to be filed even five years after a cheque is issued? Does the law require filing a criminal report against the cheque issuer and then filing a civil case? Please advise.
Answer: Yes, you do have the right to file a civil case even if you have lost your right to file a criminal case. Moreover,